Personal Products

Private motor

As the leading insurer in the Channel Islands, we are able to offer a focussed range of intermediated domestic insurances covering a range of risks.

What we cover

Available in renewable annual contracts select the cover that suits you and your needs.

Third Party Fire and Theft – fire and theft cover for your car and third party liability protection for injury or damage insured drivers may cause to others or their property.

  • Comprehensive – loss or damage cover for your car and third party liability protection for injury or damage insured drivers may cause to others or their property.

  • You may also add further benefits to either of the above covers to suit your needs. Full details of the cover you have chosen are shown in your policy schedule.

Additional benefits

Personal Accident Cover – only applicable if you have selected Comprehensive cover

  • Medical Expenses - we will pay up to an amount of £250 for Medical Expenses for any permitted user

  • Personal clothing and Effects – only applicable if you have selected Comprehensive cover

  • Foreign use, up to a maximum of 60 days throughout the Territorial Limits

  • The reasonable costs of delivery of the Motor Car to the British Isles following insured damage

  • Spanish Bail Bond

Optional benefits

No Claim Discount Protection


We will not reduce your No Claim Discount unless more than two claims happen over five consecutive periods of insurance.