Commercial Products

Property developers

Providing a complete solution to meet the demands and needs of property developers. A wide range of covers, which can be individually selected and tailored to meet the industry and our customer’s changing requirements, all under one policy.

What we cover

  • Property

  • Income

  • Public Liability

  • Legal Defence Costs

  • JCT Clause 21.2.1

Other benefits

The Property Section covers damage occurring at the site of the Development to any of the Property Insured. Property Insured may include constructional works, existing buildings, temporary buildings, constructional plant and hired-in plant.

The Income Section covers loss of rent or interest which arises solely in consequence of Damage to any Property Insured at the site of the Development by any cause insured under the Property Section.

The Public Liability Section covers legal liability to pay damages in respect of accidental injury to third parties, accidental damage to third party property and nuisance trespass to land or trespass to goods or interference with any easement right of air light water or way which is not deliberate or a natural consequence of the work taking place.

The non-negligent Public Liability cover indemnifies the Insured in respect of any expense liability loss claim or proceedings which the Employer may incur or sustain by reason of injury or damage to any property happening during the Period of Insurance and caused by collapse subsidence heave vibration weakening or removal of support or lowering of ground water arising out of or in the course of or by reason of the carrying out of the Works.