Office Combined offers tailored insurance that protects everything that matters to the business, without paying for cover you don’t need. If the business needs a mix of material damage and liability covers, it’s a great solution.
Why us?
Our Office Combined policy is truly flexible, allowing you to pick and mix the cover that is relevant to each individual customer. Designed to suit a wide range of requirements, Office Combined is the easiest way to find a package product which offers bespoke cover for customers.
What we cover
Office Combined has a wide range of modular covers (in addition to a mandatory element of Property Damage):
Computer equipment
Stock
Target stock
Buildings
Tenants improvements
Rent
Business interruption
All risks
Deterioration of stock
Loss of liquor licence
Money
Terrorism
Employers’ liability
Public and products liability
Machinery breakdown
Fidelity insurance
Personal accident insurance
Legal expenses insurance
Goods in transit
Floating contents; stock; computer equipment
Other benefits
Other benefits worth highlighting include:
Total property exposure up to £20 million
We cover ‘trading online’ and recognise the new normal for many small businesses to allow them to survive and thrive
We offer floating cover for contents, cover for stock at third-party premises
24-hour claims notification helpline with expert and committed claims teams
Legal helpline offering advice to get your clients back on track quickly
Suitable for customers with more complex risk profiles
Goods in transit, if selected includes sending by post, rail or road carrier
Easy to apply flexible options for bolt-on cover