Offering comprehensive insurance for motor fleets we include our in-house risk consultancy team who work closely with you to manage risks through 1-1 conversations and on-site visits.
Risk Management
From consultation to driver training and dashcams, we offer support to help you manage risks and improve fleet performance.
Our expertise ensures you can tailor the cover and wordings to suit your needs.
Standard cover
Third Party Property Damage limits:
£20m for private cars
£5m for all other vehicles
£5m for terrorism (if RTA applies)
Emergency overnight accommodation
Contingent liability
Unauthorised movement.
Plus, included in comprehensive cover
Personal effects - up to £250
Medical expenses - up to £250
Loss or theft of keys (no limit)
Incorrect fuelling Temporary replacement vehicle cover
Detached cover for specified trailers.
Key features
Our comprehensive cover includes:
Tailored wording – we can adjust the wording to suit individual needs
New for old replacements – within the first year of registration (both owned and leased vehicles, if damage exceeds 50% of retail price)
No upper limit on AV – comprehensive cover for permanently fitted audio visual equipment
EU cover by default – full policy cover is automatically extended to any EU country
Uninsured loss recovery up to £100,000
Personal accident benefits for drivers – for death or loss of sight or limbs (limit £10,000)
Recovery and repair – vehicle recovery and access to a dedicated priority repairer network, including commercial vehicle and HGV repair
Courtesy cars – and light commercial vehicle replacement, for free during repairs
Accommodation – if you get stuck overnight
Automatic business use