Commercial products

Motor fleet

Offering comprehensive insurance for motor fleets we include our in-house risk consultancy team who work closely with you to manage risks through 1-1 conversations and on-site visits.

Risk Management

From consultation to driver training and dashcams, we offer support to help you manage risks and improve fleet performance.

Our expertise ensures you can tailor the cover and wordings to suit your needs.

Standard cover

  1. Third Party Property Damage limits:

    • £20m for private cars

    • £5m for all other vehicles

    • £5m for terrorism (if RTA applies)

  2. Emergency overnight accommodation

  3. Contingent liability

  4. Unauthorised movement.

Plus, included in comprehensive cover

  • Personal effects - up to £250

  • Medical expenses - up to £250

  • Loss or theft of keys (no limit)

  • Incorrect fuelling Temporary replacement vehicle cover

  • Detached cover for specified trailers.

Key features

Our comprehensive cover includes:

  • Tailored wording – we can adjust the wording to suit individual needs

  • New for old replacements – within the first year of registration (both owned and leased vehicles, if damage exceeds 50% of retail price)

  • No upper limit on AV – comprehensive cover for permanently fitted audio visual equipment

  • EU cover by default – full policy cover is automatically extended to any EU country

  • Uninsured loss recovery up to £100,000

  • Personal accident benefits for drivers – for death or loss of sight or limbs (limit £10,000)

  • Recovery and repair – vehicle recovery and access to a dedicated priority repairer network, including commercial vehicle and HGV repair

  • Courtesy cars – and light commercial vehicle replacement, for free during repairs

  • Accommodation – if you get stuck overnight

  • Automatic business use