Commercial Products

Liability

Bespoke liability insurance solutions based on a firm understanding of our customers’ needs, delivered through local underwriting capability and claims handling, allowing us to offer the most appropriate coverage and risk management support.

What we cover

Insurance Corporation’s Liability Insurance Policy provides cover against claims by:

  • employees who suffer injury or disease as a result of being engaged in your Business (Employers’ Liability)

  • other persons who suffer accidental injury or disease or whose property is damaged as a result of your business activities (Public Liability)

  • persons who suffer injury or disease or whose property is damaged by goods sold or supplied (Products Liability)

Other benefits

Special features of Insurance Corporation’s Liability policy include:

  • liability for financial loss suffered by other parties which does not result from injury or damage but arises, for instance, from stoppage or interference with traffic which disrupts production or trade at neighbouring factories, shops, etc.

  • wide definition of Employee

  • liability for damage to leased or rented premises

  • liabilities of individual partners/companies, comprising ‘the insured’, to one another (‘cross liabilities’)

  • liabilities you might incur from Employees using their own motor vehicles on your business.

  • defence costs under specified health and safety at work and specified consumer protection legislation