Commercial Products

Contractors all risks

A complete solution for local risks tailored to our customer’s specific needs, consisting of Contractors All Risks insurance with other optional insurance for existing structures, Public Liability, Terrorism and Non Negligent Liability, delivered through local underwriting capability and claims handling.

Risk Consultancy

We have an in-house team of risk consultants who specialise in the engineering and construction industry. From full site surveys to desktop reviews, we can offer technical advice on construction design and methods, project reviews and post-loss risk evaluations.

A wide range of cover

We offer cover to suit the individual needs of businesses, including:

  • for projects involving new works: contractor arranges insurance in joint names with the employer on an all-risks basis.

  • for projects involving new works: employer arranges insurance in joint names with the contractor on an all-risks basis.

  • for works consisting of refurbishment of or modification or extension to existing structures: employer arranges insurance in joint names with the contractor on an all-risks basis.

  • damage to existing structures and their contents for specified perils: employer arranges insurance in joint names with the contractor.

  • non-negligence indemnity: employer arranges insurance in joint names with the contractor.

Existing structures

Where applicable we’re able to consider insuring existing structures while undergoing refurbishment, subject to the following information:

  • Value of structure

  • Age and condition

  • Construction (e.g. brick, stone, wood)

  • Listed status

  • Current use